Fixed Interest Rates!!
If you are current on your Fannie Mae or Freddie Mac mortgage and the value of your home has declined dramatically, you may be eligible to refinance through HARP. The HARP loan is a new FIXED rate loan that can be completed even if your property has no equity in it. An appraisal is not required. Owner Occupied, second homes and investment properties are acceptable.
You may be eligible to apply if you meet all of the following:
• You have a mortgage owned or guaranteed by Fannie
Mae or Freddie Mac. • You are current on your mortgage payments and have
not been more than 30 days late in the last 12 months. • The refinance will improve the affordability/stability
of your mortgage payment. • You are employed and have the ability to make the
new payment. • You have not refinanced through the HARP program before.
• The existing mortgage must have been sold to Fannie
Mae or Freddie
Mac on or before May 31, 2009.
To verify if your loan is backed by either Fannie Mae or Freddie Mac, they have created online tools to determine if your address matches their records. You can start by:
Visiting Fannie Mae's Online Lookup Tool
If your loan is not backed by Fannie Mae, proceed by:
Visiting Freddie Mac's Online Lookup Tool
If your loan matches either Fannie Mae or Fredie Mac's loan lookup tools please contact us for a detailed refinance quote.
Contact us at 877-892-2295
Not available during working hours?? Complete the online mortgage analysis request and receive a detailed refinance quote emailed to you first thing on our next working day.