FHA/VA Rate Reduction Streamline Refinance Program
The FHA/VA offers Interest Rate Reduction Streamline Refinances to individuals that already have a mortgage insured with the Federal Government. This program is available WITHOUT having to income/credit qualify and WITHOUT having to pay for a new property appraisal. If you currently have an FHA/VA loan and have not been MORE than 30 days late in the last 12 months on your mortgage payments, you will most likely qualify. HUD offers this program with a VERY LOW-COST OPTION to avoid paying costs out of pocket while only allowing a very minimal increase to your existing loan balance. If you have experienced a recent increase in your mortgage payment due to increasing hazard insurance premiums or property taxes, the streamline program can resolve that as well. The FHA/VA will provide a new lower interest rate mortgage and correct any escrow shortage issues resulting in a new LOWER MONTHLY PAYMENT! There are no application or upfront fees to find out if you qualify and how much you can save. Give us a call!! The prequalification process is very simple and usually takes less than 5 minutes.
FHA LOW FICO Streamline Refinance Program
If you have been declined for an FHA Streamline Refinance from another company due to a LOW FICO SCORE, we can still get you approved. As long as you have not had MORE than one 30-day late payment on your mortgage in the last 12 months, you may still qualify. If you have had a previous bankruptcy, it is OK!! As long as the bankruptcy is discharged you are still eligible. We DO NOT require you to pay off collections or past due accounts on your credit report and remember, there are no application or upfront fees. Call us for a new lower payment quote today!
Applying is simple and takes less than 5 minutes!! Enjoy the benefits of a LOWER FIXED monthly payment!!
Call Today!!! (858) 292-2540