FHA/VA Rate Reduction Streamline Refinance Program
The FHA and VA offer Rate Reduction Streamline Refinances to individuals that have maintained a satisfactory payment history on their existing FHA/VA mortgage. This program is available WITHOUT having to income/credit qualify and WITHOUT appraising the property. If you currently have an FHA or VA loan and have not been more than 30 days late in the last 12 months on your mortgage payments, you will most likely qualify. HUD offers this program with a VERY LOW-COST OPTION to avoid paying costs out of pocket while only allowing a very minimal increase to your existing loan balance.
FHA LOW FICO Streamline Refinance Program
If you have been declined for an FHA Streamline Refinance due to a LOW FICO SCORE, we may still be able to get you approved. As long as you have not had more than one 30-day late payment on your mortgage in the last 12 months, you will most likely qualify. If you have had a previous bankruptcy or foreclosure, it is OK!! If your bankruptcy is discharged and the foreclosure is complete, you may still qualify. We DO NOT require you to pay off collections or past due accounts on your credit report and NO Appraisal is required!! HUD offers this program with a VERY LOW-COST OPTION to avoid paying costs out of pocket while only allowing a very minimal increase to your existing loan balance.
Applying is simple and takes less than 5 minutes!! Enjoy the benefits of a LOWER FIXED monthly payment!!
Call Today!!! (858) 292-2540